Household Insurance

Home insurance, is the type of property insurance that covers private homes. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one’s home, its contents, loss of its use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory. Jewellery and Fine Art All Risks cover can be included in your home insurance policy.

Policy Benefits available:

• New for old
• Accidental Damage cover on buildings and contents
• Replacement locks
• Jury Service
• Property Owners Liability
• Public Liability, Tenants Liability and Liability to Domestic staff
• Loss of rent and alternative accomodation
• Loss of heating oil
• 24 hour emergency and claims help line
• Credit cards
• Personal money
• Garden contents
• Freezer contents
• Visitors belongings

Various types of household insurance:

• Owner occupied
• Rented property
• Holiday Home
• Non-standard properties, e.g. timber frame, flat roof
• Caravan/Mobile Home
• Unoccupied property
• Self-Build